https://usda538.loans/ Check whether an address is USDA-eligible rural for Section 538, see FY2026 538 income limits by area, and size a 538 guaranteed rental housing loan. en-us https://usda538.loans/guides/section-515-preservation-with-538/ https://usda538.loans/guides/section-515-preservation-with-538/ Sat, 24 Oct 2026 00:00:00 GMT How 515 transfers work with a 538 guarantee in 2026, the same-day application rule, the reduced fees, and what USDA's preservation pilot changes. https://usda538.loans/guides/section-538-loan-terms-2026/ https://usda538.loans/guides/section-538-loan-terms-2026/ Sat, 24 Oct 2026 00:00:00 GMT The current Section 538 guaranteed loan rules from 7 CFR 3565 and USDA's 2024-2026 notices, with a worked fee example and what changed in fall 2026. https://usda538.loans/guides/section-538-vs-section-515/ https://usda538.loans/guides/section-538-vs-section-515/ Sat, 24 Oct 2026 00:00:00 GMT Section 515 is USDA's direct loan; Section 538 is a guarantee on a private loan. How they differ on tenants, rents, rate and who you deal with. https://usda538.loans/guides/usda-rural-area-eligibility/ https://usda538.loans/guides/usda-rural-area-eligibility/ Sat, 24 Oct 2026 00:00:00 GMT How section 520's population tests become USDA's eligibility map, why a town over 20,000 can still qualify, and what the proposed 2020-census map changes.