Utah Section 538 income limits for FY2026

A Section 538 tenant can earn up to 115% of area median income at move-in. In Utah that limit for a family of four runs from $69,900 in Piute County, UT to $192,850 in Summit County, UT. Limits took effect July 13, 2026.

Source: USDA Rural Development, FY2026 MFH income limits, "RD 538 GUAR MOD INC" row, effective July 13, 2026. Persons in the household.
Area	1	2	3	4	5	6	7	8
Logan, UT-ID metro area	81,450	93,150	104,800	116,400	125,750	135,050	144,400	153,650
Ogden, UT metro area	98,400	112,450	126,500	140,550	151,800	163,050	174,300	185,550
Provo-Orem-Lehi, UT metro area	95,950	109,700	123,400	137,100	148,050	159,050	170,000	180,950
Salt Lake City, UT part of the Salt Lake City-Murray, UT metro area	101,500	116,000	130,500	145,000	156,600	168,200	179,800	191,400
Tooele County, UT part of the Salt Lake City-Murray, UT metro area	101,750	116,250	130,800	145,350	156,950	168,600	180,200	191,850
St. George, UT metro area	85,250	97,450	109,600	121,800	131,550	141,300	151,050	160,800
Beaver County, UT	83,250	95,100	107,000	118,900	128,400	137,900	147,450	156,950
Box Elder County, UT	82,550	94,300	106,100	117,900	127,350	136,750	146,200	155,650
Carbon County, UT	64,150	73,300	82,500	91,650	99,000	106,300	113,650	121,000
Daggett County, UT	86,450	98,800	111,150	123,500	133,400	143,250	153,150	163,000
Duchesne County, UT	76,000	86,850	97,700	108,550	117,250	125,900	134,600	143,300
Emery County, UT	79,150	90,450	101,750	113,050	122,100	131,150	140,200	149,250
Garfield County, UT	74,100	84,700	95,300	105,850	114,300	122,800	131,250	139,750
Grand County, UT	77,300	88,350	99,400	110,450	119,350	128,150	137,050	145,900
Iron County, UT	78,500	89,700	100,950	112,150	121,100	130,100	139,050	148,050
Kane County, UT	83,650	95,600	107,550	119,550	129,050	138,600	148,200	157,750
Millard County, UT	68,250	78,000	87,750	97,500	105,300	113,100	120,900	128,700
Piute County, UT	48,950	55,900	62,900	69,900	75,500	81,100	86,700	92,250
Rich County, UT	78,000	89,150	100,300	111,450	120,350	129,300	138,200	147,100
San Juan County, UT	61,200	69,900	78,650	87,400	94,400	101,400	108,400	115,350
Sanpete County, UT	65,150	74,450	83,750	93,050	100,500	107,950	115,400	122,850
Sevier County, UT	71,900	82,150	92,450	102,700	110,900	119,150	127,350	135,550
Summit County, UT	135,000	154,300	173,550	192,850	208,300	223,700	239,150	254,550
Uintah County, UT	75,750	86,550	97,400	108,200	116,850	125,500	134,150	142,800
Wasatch County, UT	109,800	125,500	141,150	156,850	169,400	181,950	194,500	207,050
Wayne County, UT	76,550	87,450	98,350	109,300	118,100	126,800	135,600	144,350

From income limit to rent cap

Two rent rules apply under 7 CFR 3565.203. Each unit's rent, counting tenant-paid utilities, can't exceed 30% of 115% of area median income adjusted for family size, which is 30% of the figure in the table for the household size you assume, divided by 12. And across the whole project, the average rent can't exceed 30% of 100% of area median income each year.

Worked example for Logan, UT-ID: the four-person limit is $116,400, so the per-unit cap for a unit sized for four people is $2,910 a month including utilities. The project-average cap uses 100% of median instead of 115%, roughly $2,530 a month at the four-person size. Which household size applies to each bedroom count is set in USDA's program handbook; confirm it with your lender.

Income is tested only at move-in. A tenant whose income later rises above the limit can stay (7 CFR 3565.202(a)). Want to see what those rents support in debt? Run them through the 538 loan sizer.

All 26 Utah areas and every other state in one file: 538 income limits download.

Utah Section 538 income limits for FY2026

From income limit to rent cap

Get the FY2027 Utah limits when USDA posts them