Georgia

USDA rental housing in Elbert County, GA

5 properties in Elbert County have USDA Section 515 or 514 financing: 140 apartments across 2 towns. 119 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

5properties
140apartments
119rental assistance units
5vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Bowman Village Apts

396 N Broad St, Bowman, GA 30624

Elderly · 20 1BR, 4 2BR

Units
24
Rental assistance
24
Vacant
0
Accessible
0
Opened
1991

Willow Lane Apts

158 Adams Circle, Bowman, GA 30624

Family · 6 1BR, 12 2BR

Units
18
Rental assistance
10
Vacant
0
Accessible
0
Opened
1988

Elberton Oaks Apts.

1401 Elberton Oaks Ct, Elberton, GA 30635

Elderly · 20 1BR, 4 2BR

Units
24
Rental assistance
24
Vacant
0
Accessible
0
Opened
1991

Oak Lane Apartments

344 Martin Luther King Jr Blvd, Elberton, GA 30635

Family · 6 1BR, 18 2BR

Units
24
Rental assistance
18
Vacant
4
Accessible
0
Opened
1987

Wildwood Apts

1150 Petersburg RD, Elberton, GA 30635

Family · 24 1BR, 26 2BR

Units
50
Rental assistance
43
Vacant
1
Accessible
0
Opened
1998

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 5 are limited-profit. All also have housing tax credits. 2 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Elbert County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).