Kentucky

USDA rental housing in Hardin County, KY

10 properties in Hardin County have USDA Section 515 or 514 financing: 308 apartments across 2 towns. 197 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

10properties
308apartments
197rental assistance units
25vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Cedar Ridge Apts

649 Westport RD, Elizabethtown, KY 42701

Family · 18 1BR, 26 2BR, 4 3BR

Managed by Winterwood INC

Units
48
Rental assistance
37
Vacant
5
Accessible
3
Opened
1985

Hidden Hill Apts.

500 Pin Oak Ct, Elizabethtown, KY 42701

Elderly · 12 1BR, 4 2BR

Managed by Winterwood Fam Portfolio Mgmt

Units
16
Rental assistance
15
Vacant
2
Accessible
2
Opened
1988

Lakecrest Apts

200 Wingfield Ct, Elizabethtown, KY 42701

Family · 20 1BR, 16 2BR

Managed by Southwind Mgmt Co INC

Units
36
Rental assistance
17
Vacant
3
Accessible
2
Opened
1988

Lincoln Trail Apts

600 Bellwood Dr, Elizabethtown, KY 42701

Family · 12 1BR, 36 2BR

Managed by Southwind Mgmt Co INC

Units
48
Rental assistance
30
Vacant
6
Accessible
3
Opened
1980

Oakridge Apartments

500 Pin Oak Ct, Elizabethtown, KY 42701

Family · 16 1BR, 32 2BR

Managed by Winterwood INC

Units
48
Rental assistance
35
Vacant
5
Accessible
3
Opened
1983

Sahale Heights Apts

1100 Alex Dr, Elizabethtown, KY 42701

Family · 8 1BR, 16 2BR

Managed by Homeland INC

Units
24
Rental assistance
22
Vacant
1
Accessible
2
Opened
1994

University Apts.

103 Lincoln Ct, Elizabethtown, KY 42701

Family · 8 1BR, 24 2BR, 13 3BR

Managed by Homeland INC

Units
45
Rental assistance
3
Vacant
1
Accessible
2
Opened
1983

Hilancrest Apts 6 Southwind Mgmt

2000 Hilancrest Dr, Vine Grove, KY 40175

Family · 6 1BR

Managed by Southwind Mgmt Co INC

Units
6
Rental assistance
6
Vacant
0
Accessible
0
Opened
1985

Hilancrest Apts. 13

2000 Hilancrest Dr, Vine Grove, KY 40175

Elderly · 13 1BR

Managed by Southwind Mgmt Co INC

Units
13
Rental assistance
13
Vacant
0
Accessible
1
Opened
1982

Vine Grove Townhouses Southwind INC

3000 Bertram Ln, Vine Grove, KY 40175

Family · 20 1BR, 4 2BR

Managed by Southwind Mgmt Co INC

Units
24
Rental assistance
19
Vacant
2
Accessible
1
Opened
1985

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 10 are limited-profit. 4 also have housing tax credits. 2 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Hardin County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).