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USDA rental housing in Stearns County, MN

18 properties in Stearns County have USDA Section 515 or 514 financing: 393 apartments across 13 towns. 311 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

18properties
393apartments
311rental assistance units
57vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

School Square Apts

521 9th St, Albany, MN 56307

Family · 12 2BR, 5 3BR

Managed by Sand Companies, INC

Units
17
Rental assistance
17
Vacant
1
Accessible
0
Opened
2000

Bel-plex Apts

535 Pleasant Ave, Belgrade, MN 56312

Family · 18 2BR

Managed by Integrity Property Management

Units
18
Rental assistance
11
Vacant
0
Accessible
2
Opened
1968

Brooten Area Labor Housing

210 Industry Dr, Brooten, MN 56316

Family · 40 3BR · Section 514 off-farm labor housing

Managed by D.w. Jones Management, INC

Units
40
Rental assistance
40
Vacant
40
Accessible
0
Opened
1985

Westfield Apts

215 Western Ave S, Brooten, MN 56316

Family · 10 1BR, 14 2BR

Managed by D.w. Jones Management, INC

Units
24
Rental assistance
21
Vacant
4
Accessible
0
Opened
1979

Pine West

308 12th Ave S, Cold Spring, MN 56320

Family · 14 1BR, 42 2BR, 12 3BR

Managed by Smr Management, INC

Units
68
Rental assistance
68
Vacant
1
Accessible
0
Opened
1989

Freeport Square Apt

109 3rd Ave NE, Freeport, MN 56331

Family · 18 1BR, 1 2BR

Managed by Cepco INC

Units
19
Rental assistance
14
Vacant
1
Accessible
0
Opened
1988

Fairview Apts

111 3rd St, Holdingford, MN 56340

Family · 4 1BR, 12 2BR

Units
16
Rental assistance
6
Vacant
0
Accessible
0
Opened
1976

Kimhaven Apartments

51 Linden Ave E, Kimball, MN 55353

Elderly · 13 1BR, 1 2BR

Managed by Trend Mgmt INC

Units
14
Rental assistance
14
Vacant
0
Accessible
0
Opened
1985

Rose Mil Apts LLC Catholic Charities

407 Fifth St E, Melrose, MN 56352

Family · 16 2BR

Units
16
Rental assistance
10
Vacant
0
Accessible
0
Opened
1991

Evergreen Estates

317 South St, Paynesville, MN 56362

Family · 22 1BR, 5 2BR

Units
27
Rental assistance
18
Vacant
4
Accessible
0
Opened
1979

Green Wing Estates C/o Korngiebel Prop

615 South St, Paynesville, MN 56362

Elderly · 11 1BR, 1 2BR

Managed by Westrom Realty

Units
12
Rental assistance
7
Vacant
0
Accessible
0
Opened
1982

South Place Apt

318 Spruce St, Paynesville, MN 56362

Family · 10 1BR, 6 2BR

Units
16
Rental assistance
10
Vacant
0
Accessible
0
Opened
1983

Maple Apartments Catholic Charities

488 1st St NE, Richmond, MN 56368

Family · 2 1BR, 14 2BR

Units
16
Rental assistance
9
Vacant
2
Accessible
0
Opened
1989

Richhaven Apts

120 1st St NE, Richmond, MN 56368

Elderly · 19 1BR, 1 2BR

Managed by Inh Property Management

Units
20
Rental assistance
16
Vacant
1
Accessible
0
Opened
1986

Sauk Centre Elderly Catholic Charities

217 Railroad Avenue Ct, Sauk Centre, MN 56378

Elderly · 11 1BR, 1 2BR

Units
12
Rental assistance
9
Vacant
0
Accessible
0
Opened
1991

Silverarrow Apartme Nts

410 10th St S, Sauk Centre, MN 56378

Family and elderly · 14 1BR, 14 2BR

Managed by D.w. Jones Management, INC

Units
28
Rental assistance
18
Vacant
3
Accessible
0
Opened
1975

St Joseph Apts Catholic Charities

410 W Minnesota St, St Joseph, MN 56374

Elderly · 15 1BR, 1 2BR

Units
16
Rental assistance
12
Vacant
0
Accessible
0
Opened
1988

Sunrise Apartments

117 Main Street, St Martin, MN 56376

Family · 12 1BR, 2 2BR

Units
14
Rental assistance
11
Vacant
0
Accessible
0
Opened
1981

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

Ownership: 8 nonprofit, 10 limited-profit. 2 also have housing tax credits. 5 serve elderly tenants. USDA's file shows use restrictions on 2 properties here ending by 2031. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Stearns County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).