Alabama

USDA rental housing in Cullman County, AL

10 properties in Cullman County have USDA Section 515 or 514 financing: 422 apartments across 3 towns. 259 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

10properties
422apartments
259rental assistance units
32vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Covey Chase Apts

601 Lee Circle SW, Cullman, AL 35055

Family · 16 1BR, 28 2BR, 5 3BR

Managed by Morrow Realty Company, INC

Units
49
Rental assistance
31
Vacant
0
Accessible
0
Opened
1986

Gold Mark Apts

132 Gold Mark Ct SW, Cullman, AL 35055

Family · 12 1BR, 36 2BR

Managed by Morrow Realty Company, INC

Units
48
Rental assistance
46
Vacant
0
Accessible
0
Opened
1979

Green Tree Apts I

1500 Green Tree Circle, Cullman, AL 35055

Family · 16 1BR, 32 2BR

Managed by Cooper Property Management, INC

Units
48
Rental assistance
13
Vacant
7
Accessible
0
Opened
1985

Green Tree Apts II

1500 Green Tree Circle, Cullman, AL 35055

Family · 16 1BR, 32 2BR

Managed by Cooper Property Management, INC

Units
48
Rental assistance
16
Vacant
4
Accessible
0
Opened
1987

Holly Pond Apts I

8 Handley Lane, Cullman, AL 35083

Family · 16 2BR

Managed by Hollyhand Companies, INC

Units
16
Rental assistance
8
Vacant
0
Accessible
0
Opened
1987

Park Manor Apts

1607 Lee Ave SW, Cullman, AL 35055

Elderly · 41 1BR, 6 2BR

Managed by Morrow Realty Company, INC

Units
47
Rental assistance
45
Vacant
0
Accessible
0
Opened
1990

Veigl Village I

657 Katie Ln SW, Cullman, AL 35055

Family · 64 2BR

Managed by Cooper Property Management, INC

Units
64
Rental assistance
28
Vacant
11
Accessible
0
Opened
1979

Veigl Village II

657 Katie Ln SW, Cullman, AL 35055

Family · 24 1BR, 20 2BR, 10 3BR

Managed by Cooper Property Management, INC

Units
54
Rental assistance
25
Vacant
10
Accessible
0
Opened
1982

Hanceville Apts

401 & 403 Whaley Avenue, Hanceville, AL 35077

Family · 24 1BR, 16 2BR

Managed by Ard, INC

Units
40
Rental assistance
39
Vacant
0
Accessible
2
Opened
1991

Holly Pond Apts II

8 Handley Ln, Holly Pond, AL 35083

Family · 8 1BR

Managed by Hollyhand Companies, INC

Units
8
Rental assistance
8
Vacant
0
Accessible
0
Opened
1989

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 10 are limited-profit. 2 also have housing tax credits. 1 serves elderly tenants. USDA's file shows use restrictions on 1 property here ending by 2031. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Cullman County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).