Florida

USDA rental housing in Putnam County, FL

15 properties in Putnam County have USDA Section 515 or 514 financing: 510 apartments across 6 towns. 419 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

15properties
510apartments
419rental assistance units
58vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Crescent Lakes Apts

840 Oakwood St, Crescent City, FL 32112

Family · 18 1BR, 12 2BR

Managed by Dimension One Management, INC

Units
30
Rental assistance
30
Vacant
4
Accessible
2
Opened
1984

Lakeview Grove Ltd.

731 Gunby Ct, Crescent City, FL 32112

Elderly · 32 1BR, 4 2BR

Managed by Parent Management Company

Units
36
Rental assistance
36
Vacant
1
Accessible
2
Opened
1995

Smith Thomas INC.

849 Bay Ln, Crescent City, FL 32112

Family · 24 2BR, 20 3BR, 8 4BR · Section 514 off-farm labor housing

Managed by Flynn Management Corporation

Units
52
Rental assistance
40
Vacant
10
Accessible
3
Opened
1989

Oakwood Grove Apts

627 Gunby Ct., Cresent City, FL 32112

Family · 12 1BR, 20 2BR, 4 3BR

Managed by Parent Management Company

Units
36
Rental assistance
32
Vacant
4
Accessible
0
Opened
1989

Westwood Apartments

156 Westwood Dr, Interlachen, FL 32148

Family · 12 2BR

Managed by Hallmark Management, INC

Units
12
Rental assistance
12
Vacant
1
Accessible
0
Opened
1989

Westwood Village

156 Westwood Dr, Interlachen, FL 32148

Elderly · 24 1BR, 5 2BR

Managed by Hallmark Management, INC

Units
29
Rental assistance
26
Vacant
3
Accessible
2
Opened
1994

Sandhill Forest Apt

135 Richardson Ln, Melrose, FL 32666

Family · 8 1BR, 20 2BR, 4 3BR

Managed by Parent Management Company

Units
32
Rental assistance
31
Vacant
0
Accessible
2
Opened
1989

Carriage Gate Of Palatka Apts

6501 Saint Johns Ave, Palatka, FL 32177

Family · 16 1BR, 32 2BR

Managed by Hallmark Management, INC

Units
48
Rental assistance
35
Vacant
11
Accessible
2
Opened
1989

Cherry Tree Apts

206 Zeagler Dr, Palatka, FL 32177

Elderly · 24 1BR, 10 2BR

Managed by Flynn Management Corporation

Units
34
Rental assistance
34
Vacant
2
Accessible
0
Opened
1988

Cherry Tree Apts II

206 Zeagler Drive, Palatka, FL 32177

Elderly · 28 1BR, 8 2BR

Managed by Flynn Management Corporation

Units
36
Rental assistance
31
Vacant
2
Accessible
0
Opened
1993

Forest Glen I

700 Forest Glen Dr, Palatka, FL 32177

Family · 12 1BR, 21 2BR

Managed by Flynn Management Corporation

Units
33
Rental assistance
15
Vacant
5
Accessible
0
Opened
1980

Forest Glen II

700 Forest Glen Dr, Palatka, FL 32177

Family · 8 1BR, 16 2BR

Managed by Flynn Management Corporation

Units
24
Rental assistance
10
Vacant
4
Accessible
0
Opened
1981

Forest Glen III

700 Forest Glen Dr, Palatka, FL 32177

Family · 20 1BR, 10 2BR

Managed by Flynn Management Corporation

Units
30
Rental assistance
12
Vacant
6
Accessible
2
Opened
1983

St. Johns River Apt

3421 Saint Johns Ave, Palatka, FL 32177

Elderly · 42 1BR, 6 2BR

Managed by Flynn Management Corporation

Units
48
Rental assistance
46
Vacant
5
Accessible
0
Opened
1981

Sugar Mill Woods

570 3rd Ave, Welaka, FL 32193

Elderly · 26 1BR, 4 2BR

Managed by Flynn Management Corporation

Units
30
Rental assistance
29
Vacant
0
Accessible
2
Opened
1995

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

Ownership: 2 nonprofit, 13 limited-profit. 5 also have housing tax credits. 6 serve elderly tenants. USDA's file shows use restrictions on 2 properties here ending by 2031. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Putnam County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

Alert emails haven't started on this site yet. Your sign-up is saved, and when sending starts the first email asks you to confirm.

Every property in one file: 515/514 portfolio download (CSV and JSON).