Illinois

USDA rental housing in Winnebago County, IL

7 properties in Winnebago County have USDA Section 515 or 514 financing: 154 apartments across 3 towns. 21 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

7properties
154apartments
21rental assistance units
15vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Elm Place Durand

406 Elm St, Durand, IL 61024

Family · 8 1BR, 8 2BR

Managed by Bay West Residential, LLC

Units
16
Rental assistance
16
Vacant
0
Accessible
0
Opened
1981

Heritage Homestead

206 Newman St, Durand, IL 61024

Elderly · 16 1BR, 8 2BR

Managed by Cms Management LLC

Units
24
Rental assistance
0
Vacant
1
Accessible
0
Opened
1980

Indian Hill

201w 11th St, Pecatonica, IL 61063

Family · 6 1BR, 16 2BR, 2 3BR

Managed by Dak Management, INC

Units
24
Rental assistance
0
Vacant
1
Accessible
2
Opened
1981

Vg Pecatonica I

103 E 9th St, Pecatonica, IL 61063

Elderly · 16 1BR

Managed by Professional Property Management

Units
16
Rental assistance
5
Vacant
0
Accessible
2
Opened
1978

Vg Pecatonica II

102 E 10th St, Pecatonica, IL 61063

Elderly · 10 1BR

Managed by Professional Property Management

Units
10
Rental assistance
0
Vacant
2
Accessible
1
Opened
1980

Clayton Court

10 Clayton Ct #88, Winnebago, IL 61088

Family · 12 1BR, 28 2BR

Managed by Jakks Management , INC

Units
40
Rental assistance
0
Vacant
11
Accessible
0
Opened
1977

Vg Winnebago

102 Clayton Ct, Winnebago, IL 61088

Elderly · 24 1BR

Managed by Professional Property Management

Units
24
Rental assistance
0
Vacant
0
Accessible
2
Opened
1981

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 7 are limited-profit. 5 also have housing tax credits. 4 serve elderly tenants. USDA's file shows use restrictions on 3 properties here ending by 2031. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Winnebago County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).