Maryland

USDA rental housing in Carroll County, MD

6 properties in Carroll County have USDA Section 515 or 514 financing: 165 apartments across 4 towns. 100 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

6properties
165apartments
100rental assistance units
7vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Carrolltowne Vlg Preservation, LP

6500 Carrolltown Village Dr, Eldersburg, MD 21784

Family · 7 1BR, 9 2BR, 16 3BR

Managed by Tm Associates Management, INC

Units
32
Rental assistance
25
Vacant
0
Accessible
2
Opened
1986

Spencer Vlg Apt

6311 Georgetown Blvd. A-1, Eldersburg, MD 21784

Elderly · 32 1BR, 8 2BR

Managed by Humphrey Management

Units
40
Rental assistance
21
Vacant
1
Accessible
2
Opened
1988

Ridgely Black Rock Apts.

4424 Black Rock RD, Hampstead, MD 21074

Elderly · 20 1BR

Managed by Wallace H. Campbell & Co.

Units
20
Rental assistance
20
Vacant
0
Accessible
0
Opened
1988

Ridgely Hampstead Apts.

4424 Black Rock RD, Hampstead, MD 21074

Elderly · 29 1BR

Managed by Wallace H. Campbell & Co.

Units
29
Rental assistance
8
Vacant
0
Accessible
0
Opened
1987

Taneytown Vlg

104 Grand Dr, Taneytown, MD 21787

Family · 24 2BR

Managed by Fifth Management & Consulting, I

Units
24
Rental assistance
9
Vacant
1
Accessible
1
Opened
1986

Westminster Way C/o Conifer Realty

19 Union St, Westminster, MD 21157

Family · 9 2BR, 11 3BR

Managed by Conifer Management LLC

Units
20
Rental assistance
17
Vacant
5
Accessible
0
Opened
1981

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 6 are limited-profit. 4 also have housing tax credits. 3 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Carroll County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).