Maryland

USDA rental housing in Cecil County, MD

11 properties in Cecil County have USDA Section 515 or 514 financing: 489 apartments across 6 towns. 359 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

11properties
489apartments
359rental assistance units
24vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Canal Town Village

100 Grayson Avenue, Chesapeake City, MD 21915

Elderly · 30 1BR

Managed by Case Edwards Mgmt., INC

Units
30
Rental assistance
30
Vacant
1
Accessible
2
Opened
1995

Cottages At Chesapeake

1000 Abbott Drive, Elkton, MD 21921

Elderly · 32 1BR

Managed by Case Edwards Mgmt., INC

Units
32
Rental assistance
29
Vacant
0
Accessible
2
Opened
1987

Gardens At Chesapeake

1000 Abbott Dr, Elkton, MD 21921

Family · 34 1BR, 32 2BR

Managed by Case Edwards Mgmt., INC

Units
66
Rental assistance
43
Vacant
1
Accessible
7
Opened
1991

Springford Gardens

1 Whitehall Circle Road, Elkton, MD 21921

Family · 10 1BR, 22 2BR, 6 3BR

Managed by Tm Associates Management, INC

Units
38
Rental assistance
37
Vacant
2
Accessible
2
Opened
1985

Elk River Manor

301 Elk River Manor Dr, North East, MD 21901

Family · 28 1BR, 28 2BR

Managed by Case Edwards Mgmt., INC

Units
56
Rental assistance
41
Vacant
5
Accessible
3
Opened
1985

Elk River Manor III

301 Elk River Manor Dr, North East, MD 21901

Elderly · 24 1BR

Managed by Case Edwards Mgmt., INC

Units
24
Rental assistance
23
Vacant
1
Accessible
2
Opened
1992

Concord Apts C/o Case Edward Mgt

152 Mill Creek RD, Perryville, MD 21903

Family · 90 1BR, 28 2BR

Managed by Case Edwards Mgmt., INC

Units
118
Rental assistance
82
Vacant
5
Accessible
7
Opened
1979

Richmond Hill Manor Senior Apts C/o Voa

100 Carter Ct, Perryville, MD 21903

Elderly · 40 1BR

Managed by Voa National Housing Corp

Units
40
Rental assistance
40
Vacant
1
Accessible
2
Opened
1989

School House

3 Old School House Dr, Port Deposit, MD 21904

Family · 15 2BR, 16 3BR

Managed by Tm Associates Management, INC

Units
31
Rental assistance
0
Vacant
7
Accessible
2
Opened
1982

Mckinley II Apts.

501 Dodson Dr, Rising Sun, MD 21911

Elderly · 16 1BR

Managed by Case Edwards Mgmt., INC

Units
16
Rental assistance
16
Vacant
0
Accessible
1
Opened
1989

Meadowside Apts

49 Leedle Circle, Rising Sun, MD 21911

Family · 15 1BR, 17 2BR, 6 3BR

Managed by Case Edwards Mgmt., INC

Units
38
Rental assistance
18
Vacant
1
Accessible
2
Opened
1984

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 11 are limited-profit. 10 also have housing tax credits. 5 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Cecil County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).