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USDA rental housing in Frederick County, MD

6 properties in Frederick County have USDA Section 515 or 514 financing: 213 apartments across 4 towns. 130 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

6properties
213apartments
130rental assistance units
25vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Brunswick House C/o Voa National

1100 Peach Orchard Lane, Brunswick, MD 21716

Elderly · 32 1BR

Managed by Voa National Housing Corp

Units
52
Rental assistance
0
Vacant
9
Accessible
5
Opened
1979

South Mountain Vill

1201 Maple Terrace Lane, Brunswick, MD 21716

Family · 24 1BR, 14 2BR, 2 3BR

Managed by Tm Associates Management, INC

Units
40
Rental assistance
40
Vacant
3
Accessible
2
Opened
1985

Lincoln On The Park C/o Humphrey Mgmt

401 W Lincoln Ave, Emmitsburg, MD 21727

Elderly · 32 1BR

Managed by Humphrey Management

Units
32
Rental assistance
32
Vacant
0
Accessible
2
Opened
1994

Frederick Villas

5999 Ladd Ct, Frederick, MD 21703

Family · 16 1BR, 24 2BR

Managed by Tm Associates Management, INC

Units
40
Rental assistance
18
Vacant
10
Accessible
2
Opened
1986

Moser Manor

1 W Moser RD, Thurmont, MD 21788

Elderly · 18 1BR, 9 2BR

Managed by Gateway Management Services LLC

Units
27
Rental assistance
26
Vacant
0
Accessible
3
Opened
1990

Thurmont Vlg Apts.

15 Sunny Close, Thurmont, MD 21788

Family · 22 2BR

Managed by Fifth Management & Consulting, I

Units
22
Rental assistance
14
Vacant
3
Accessible
1
Opened
1985

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 6 are limited-profit. 4 also have housing tax credits. 3 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Frederick County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).