Michigan

USDA rental housing in St. Joseph County, MI

9 properties in St. Joseph County have USDA Section 515 or 514 financing: 348 apartments across 5 towns. 294 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

9properties
348apartments
294rental assistance units
15vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Riverwood Apts C/o Gardner Mgmt

340 Main Street, Centreville, MI 49032

Family · 6 1BR, 18 2BR

Managed by Gardner Management

Units
24
Rental assistance
21
Vacant
0
Accessible
2
Opened
1989

Enchanted Glen Ldha

466 South Burr Oak RD, Colon, MI 49040

Family · 6 1BR, 24 2BR, 6 3BR

Managed by Tm Associates Management, INC

Units
36
Rental assistance
32
Vacant
5
Accessible
2
Opened
1980

Mystic Grove Apts

473 Burr Oak RD, Colon, MI 49040

Elderly · 24 1BR

Managed by Kmg Prestige INC

Units
24
Rental assistance
19
Vacant
0
Accessible
2
Opened
1992

Elm Tree Apts % Gardner Mgt Co

200 Meadow Ln, Constantine, MI 49042

Family · 12 1BR, 24 2BR, 12 3BR

Managed by Gardner Management

Units
48
Rental assistance
46
Vacant
1
Accessible
2
Opened
1983

Edgewater Place

214 River Drive, Three Rivers, MI 49093

Family · 52 1BR, 28 2BR

Managed by Medallion Management

Units
80
Rental assistance
73
Vacant
3
Accessible
6
Opened
1985

Erie Street Apts Medallion Mgt INC

601 S. Erie Street, Three Rivers, MI 49093

Family · 24 1BR, 20 2BR, 4 3BR

Managed by Medallion Management

Units
48
Rental assistance
31
Vacant
5
Accessible
2
Opened
1992

Westchase Apts

1107 Hill St, Three Rivers, MI 49093

Elderly · 32 1BR

Managed by Kmg Prestige INC

Units
32
Rental assistance
19
Vacant
0
Accessible
2
Opened
1989

Woodbrook Senior Apartments

700 N Douglas Ave, Three Rivers, MI 49093

Elderly · 28 1BR, 4 2BR

Managed by Pk Housing And Management Co

Units
32
Rental assistance
32
Vacant
0
Accessible
2
Opened
2003

Bristle Arms Apts

210 S Elkhart St, White Pigeon, MI 49099

Family · 16 1BR, 8 2BR

Managed by Kmg Prestige INC

Units
24
Rental assistance
21
Vacant
1
Accessible
2
Opened
1984

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

All 9 are limited-profit. 5 also have housing tax credits. 3 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a St. Joseph County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).