North Carolina

USDA rental housing in Cleveland County, NC

8 properties in Cleveland County have USDA Section 515 or 514 financing: 207 apartments across 3 towns. 148 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

8properties
207apartments
148rental assistance units
4vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Green Oaks Apts

100 Persimmon Dr, Grover, NC 28073

Family · 8 1BR, 16 2BR

Managed by Fitch Irick Management, LLC

Units
24
Rental assistance
24
Vacant
1
Accessible
0
Opened
1988

Battle Forest Apts

210 Cleveland Ave, Kings Mountain, NC 28086

Family · 24 1BR, 22 2BR

Managed by Partnership Property Management

Units
46
Rental assistance
40
Vacant
0
Accessible
0
Opened
1979

Kingswood Apartments

200 Spruce St, Kings Mountain, NC 28086

Family · 16 1BR, 32 2BR

Units
48
Rental assistance
29
Vacant
1
Accessible
0
Opened
1986

Mary Leighs Cottag

204 N Goforth St, Kings Mountain, NC 28086

Group home · 8 1BR

Managed by Partnership Property Management

Units
8
Rental assistance
8
Vacant
0
Accessible
8
Opened
2005

Springfield Apts

106 Morris St, Kings Mountain, NC 28086

Elderly · 12 1BR

Managed by Fitch Irick Management, LLC

Units
12
Rental assistance
12
Vacant
0
Accessible
0
Opened
2001

Gracen's Ridge Apts

338 W College Ave, Shelby, NC 28152

Elderly · 13 1BR

Managed by Fitch Irick Management, LLC

Units
13
Rental assistance
11
Vacant
0
Accessible
0
Opened
2009

Phillips Village

1619 Patrick Ave, Shelby, NC 28152

Family · 32 2BR

Managed by Fitch Irick Management, LLC

Units
32
Rental assistance
0
Vacant
2
Accessible
2
Opened
1982

Wood Creek Apts.

330 W College Ave, Shelby, NC 28152

Elderly · 23 1BR, 1 2BR

Managed by Fitch Irick Management, LLC

Units
24
Rental assistance
24
Vacant
0
Accessible
0
Opened
1993

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

Ownership: 2 nonprofit, 6 limited-profit. 6 also have housing tax credits. 3 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Cleveland County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).