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USDA rental housing in Cherokee County, SC

11 properties in Cherokee County have USDA Section 515 or 514 financing: 446 apartments across 2 towns. 379 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.

11properties
446apartments
379rental assistance units
18vacant units reported

Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.

Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.

Blacksburg Terrace

208 W. Carolina St., Blacksburg, SC 29702

Elderly · 32 1BR

Managed by Fitch Irick Management, LLC

Units
32
Rental assistance
32
Vacant
1
Accessible
0
Opened
1992

Chestnut Hills Apartments

206 Clairborne Street, Blacksburg, SC 29702

Family · 26 2BR, 14 3BR

Managed by Fitch Irick Management, LLC

Units
40
Rental assistance
40
Vacant
5
Accessible
0
Opened
2000

Mulberry Ridge Apts

200 West Carolina, Blacksburg, SC 29702

Family · 6 1BR, 18 2BR

Managed by Fitch Irick Management, LLC

Units
24
Rental assistance
22
Vacant
2
Accessible
0
Opened
1985

Fairfield Apartment

100 Fairfield Dr, Gaffney, SC 29341

Family · 24 1BR, 36 2BR

Managed by Partnership Property Management

Units
60
Rental assistance
42
Vacant
1
Accessible
0
Opened
1990

Huntington Sq Apts

100 Huntington Sq Dr, Gaffney, SC 29340

Family · 8 1BR, 32 2BR, 8 3BR

Units
48
Rental assistance
32
Vacant
0
Accessible
0
Opened
1982

Lockhart Lane Apts

473 Lockhart Lane, Gaffney, SC 29340

Family · 8 1BR, 24 2BR

Managed by Intermark Management

Units
32
Rental assistance
26
Vacant
6
Accessible
2
Opened
1990

Peachtree Apts

100 Killion Drive, Gaffney, SC 29340

Family · 28 2BR

Managed by Fitch Irick Management, LLC

Units
28
Rental assistance
28
Vacant
1
Accessible
0
Opened
1993

Ryan Park Apts

400 Bonner Lake Road, Gaffney, SC 29340

Family · 16 1BR, 32 2BR

Units
48
Rental assistance
35
Vacant
2
Accessible
0
Opened
1989

Westwind Village Apartments

521 W.montgomery St., Gaffney, SC 29341

Elderly · 44 1BR

Managed by Partnership Property Management

Units
44
Rental assistance
44
Vacant
0
Accessible
0
Opened
1990

Westwind Village II Apartments

523 W Montgomery St, Gaffney, SC 29340

Elderly · 40 1BR

Managed by Partnership Property Management

Units
40
Rental assistance
40
Vacant
0
Accessible
0
Opened
1992

White Oaks Apts

100 White Oak Drive, Gaffney, SC 29340

Family · 24 1BR, 26 2BR

Managed by Partnership Property Management

Units
50
Rental assistance
38
Vacant
0
Accessible
0
Opened
1994

Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.

Who can rent here

USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.

For owners and buyers

Ownership: 2 nonprofit, 9 limited-profit. All also have housing tax credits. 3 serve elderly tenants. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.

Watch a property for maturity or prepayment

Pick a Cherokee County property. We'll email when USDA's monthly file shows its use-restriction date, rental assistance, unit count or ownership type change, or when it drops out of the active portfolio, which is what happens when the loan is prepaid or paid off.

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Every property in one file: 515/514 portfolio download (CSV and JSON).