Madrona Valley
204 N Main St, Coupeville, WA 98239
Family · 6 1BR, 14 2BR, 4 3BR
Managed by Michaels Management-affordable,
- Units
- 24
- Rental assistance
- 17
- Vacant
- 1
- Accessible
- 0
- Opened
- 1988
Washington
USDA rental housing in Island County, WA
7 properties in Island County have USDA Section 515 or 514 financing: 326 apartments across 3 towns. 271 of those units carry USDA rental assistance, which ties what an eligible tenant pays to income.
7properties
326apartments
271rental assistance units
20vacant units reported
Equal housing opportunity. Properties financed by USDA Rural Development must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin. If you believe you were treated unfairly, you can file a complaint with HUD at 1-800-669-9777 or with USDA at 866-632-9992.
Open Country does not own, manage or rent these properties and does not take applications. Contact each property's management company for availability, rents and eligibility. Listings come from USDA's public data and may be out of date.
Saratoga Terrace
350 Manchester Way, Langley, WA 98260
Family · 22 2BR, 2 3BR
Managed by Michaels Management-affordable,
- Units
- 24
- Rental assistance
- 17
- Vacant
- 0
- Accessible
- 0
- Opened
- 1988
Cambridge Cove
470 SE 4th Ave, Oak Harbor, WA 98277
Elderly · 34 1BR, 3 2BR
Managed by Ad-west Realty Services, INC
- Units
- 37
- Rental assistance
- 29
- Vacant
- 1
- Accessible
- 0
- Opened
- 1991
Chelsea Apartments
280 NE Izett St, Oak Harbor, WA 98277
Elderly · 33 1BR, 7 2BR
Managed by Michaels Management-affordable,
- Units
- 40
- Rental assistance
- 39
- Vacant
- 1
- Accessible
- 0
- Opened
- 1978
Fir Village
869 N Oak Harbor St, Oak Harbor, WA 98277
Family · 5 1BR, 19 2BR, 5 3BR
Managed by Ad-west Realty Services, INC
- Units
- 29
- Rental assistance
- 28
- Vacant
- 1
- Accessible
- 0
- Opened
- 1981
Newport Apartments
380 NE Izett St, Oak Harbor, WA 98277
Family · 11 2BR, 5 3BR
Managed by Michaels Management-affordable,
- Units
- 16
- Rental assistance
- 16
- Vacant
- 2
- Accessible
- 0
- Opened
- 1978
Oak Harbor Ridge
950 N Oak Harbor St, Oak Harbor, WA 98277
Family · 28 1BR, 80 2BR, 48 3BR
Managed by Ad-west Realty Services, INC
- Units
- 156
- Rental assistance
- 125
- Vacant
- 14
- Accessible
- 0
- Opened
- 1993
Source: USDA Rural Development, Section 515/514 active properties file (data as of October 19, 2026). Vacancies are as USDA last recorded them, not live availability.
Who can rent here
USDA-financed apartments are for very low, low and moderate income households (7 CFR 3560.152), and elderly and congregate properties also require a household that meets USDA's definition of elderly. In a unit with USDA rental assistance, the tenant pays the highest of 30% of monthly adjusted income, 10% of gross monthly income or a welfare shelter allowance, and the assistance covers the rest of the rent (7 CFR 3560.203). Each property's manager checks income against USDA's limits for the area when you apply and can tell you whether a unit with rental assistance is open.
For owners and buyers
All 7 are limited-profit. All also have housing tax credits. 2 serve elderly tenants. USDA's file shows use restrictions on 2 properties here ending by 2031. Owners of aging 515 properties can use a Section 538 guaranteed loan to finance a transfer and rehab, at USDA's lower 60 and 25 basis point preservation fees. How 515 transfers work with 538.
Every property in one file: 515/514 portfolio download (CSV and JSON).